2024 Ira Contribution Income Limits Irs. In addition to the general contribution limit that applies to both roth and traditional iras, your roth ira contribution may be limited based on your filing status and income. If you’re a single filer, you’re eligible to contribute a portion of the full amount if your magi is $146,000 or more, but less than $161,000.

Review a table to determine if your modified adjusted gross income (agi) affects the amount of your deduction from your ira. Your personal roth ira contribution limit, or eligibility to contribute at all, is dictated by your income level.